woodworking workshop insurance
Woodworking operations brochure this program focuses on property and casualty insurance for woodworking plants/operations. target clients are sawmills, furniture manufacturers, pallet plants, truss manufacturers, wood chip mills, wood treating plants, dimension mills, cabinet shops and retail and wholesale building material dealers.. We live on a smallholding so we have a few outbuildings including stables (along with horse tack etc) and all gardening/land maintenance kit, as well as my workshop in a detatched garage, so have a lot of ‘outbuilding contents’ to insure.. Hi ben like yourself my workshop and its contents are covered by my houshold insurance (direct line). the only time that i had cover on site was when i was self employed and had business insurance that covered public and product liability..
Woodworking shop insurance i recently started a small sole proprieter woodworking business. i have a detached structure that i use for my shop with about $15,000 worth of tools.. On a smaller scale, my insurance company was happy to cover machinery / tools to the value of £6000 (but no higher) in my garage workshop (to be) (‘hobby’ use only) for no additional premium (i have standard buildings and contents cover), with no requirement to specify or itemize what was covered.. If the shop is in a commercial or industrial zone, one big issue is whether it is being leased or is actually owned by the woodworking business. those are two very different policies. generally, the landlord insures the building and the woodshop owner insures the contents..